The forecasted value of credit transfers in the US shows a steady increase from 2024 to 2028. Starting at $125.29 trillion in 2024, the value rises consistently, reaching $134.66 trillion by 2028. This growth represents a year-on-year increase of 1.94% for 2025, 1.85% for 2026, 1.78% for 2027, and 1.71% for 2028. Over the five-year period, the compound annual growth rate (CAGR) averages at approximately 1.82%.
In 2023, the actual value stood at $123 trillion, indicating a strong upward trend in credit transfers. Future trends to watch include technological advancements in financial services and evolving regulatory environments, which could further drive or moderate growth.
