In 2023, the number of cards with an e-money function per inhabitant in Germany stood at approximately 0.89 cards. From 2024 to 2028, forecasts show a gradual decline in figures, decreasing from 0.88 cards per inhabitant in 2024 to 0.83 cards in 2028. The year-on-year variation indicates a consistent decrease, reflecting a shift away from e-money cards. The compound annual growth rate (CAGR) over this period signals an average decline per year in the number of these cards.
Future trends to watch for include the impact of digital payment advancements on e-money card usage, changes in consumer payment preferences, and regulatory influences on the e-money card market in Germany.
