Forecast: Gross Incurred Claims of Health Insurance in Germany

In 2023, the gross incurred claims in Germany's health insurance sector stood at 28.86 billion Euros. From 2024 to 2028, forecasts indicate a steady year-on-year increase in claims, starting from 29.38 billion Euros in 2024 and reaching 31.41 billion Euros by 2028. The year-on-year percentage growth ranges consistently between approximately 1.77% and 1.60% across these years, reflecting a stable upward trend. The compound annual growth rate (CAGR) over this five-year forecasted period is approximately 1.70%, indicating moderate but consistent growth in health insurance claims.

Future trends to watch for:

  • Technological advancements in healthcare, which could drive changes in costs and claims dynamics.
  • Policy changes impacting healthcare services and insurance regulations in Germany.
  • Demographic shifts, such as an aging population, potentially increasing demand for health services.

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