Forecast: Number of Commercial Bank Branches in Poland

The number of commercial bank branches in Poland has shown a general decline from 2013 to 2023, with significant year-on-year decreases in 2015, 2017, 2020, and 2021. Despite a sharp decline of 11.02% in 2020 and 9.9% in 2021, there was a notable increase of 21.84% in 2022, indicating some recovery. As of 2023, the value stands at 28.89 establishments per hundred thousand adults, reflecting a modest increase of 2.16% from the previous year. The compound annual growth rate (CAGR) over the last five years is -0.57%, indicating an overall downward trend.

Looking forward, the forecast data suggests a relatively stable outlook with a slight projected decline at an average annual rate of -0.03% over the next five years, resulting in a forecasted value of 28.83 establishments per hundred thousand adults by 2028. This indicates a potential stabilization around this level.

Future trends to watch for include the impact of digital banking advancements, regulatory changes, and consumer behavior shifts towards online banking services, which could further influence the number of physical bank branches.