From 2013 to 2022, the number of self-employed people in the financial service sector in Poland fluctuated markedly, witnessing periods of significant growth and decline. Notably, in 2017, there was a sharp year-on-year decrease of 30.43% followed by a rebound of 45.31% in 2018. The sector saw a substantial increase of 34.55% in 2020. Over the last two years, the year-on-year variations were -2.99% in 2022 and 1.54% in 2023. The CAGR over the last 5 years recorded a significant rate of 7.26%. Projected trends from 2023 to 2028 indicate moderate yearly growth, with the 5-year forecast CAGR at 0.59%, reaching a growth rate of 3.01%.
Future trends to watch in this sector include the impact of digital transformation, regulatory changes, and macroeconomic factors on self-employment dynamics. These elements will play critical roles in shaping the sector’s trajectory, potentially driving both innovations and structural adjustments.
