The forecasted data for the number of payment cards per inhabitant in Italy show a steady upward trend from 2024 to 2028, with an increase from 2 to 2.1 cards per person. Comparing to 2023, where the value was lower than 2, this represents a gradual increase. The year-on-year growth rate is subtle, around 1% annually, indicating slow but steady adoption and usage. Over a five-year span, this results in a compound annual growth rate (CAGR) of approximately 1%.

Future trends to monitor include:

Technological advances in payment solutions that could further drive adoption.
The impact of regulatory changes on digital payments infrastructure.
Consumer behavior shifts towards contactless and mobile payments.
Competitive dynamics from emerging fintech solutions that may influence card usage rates.