Forecast: Motor Vehicle TPL Insurance Claims in Germany

In 2023, the motor vehicle TPL insurance claims in Germany stood at a notable benchmark, serving as a key reference for subsequent years' forecasts. For the forecasted period from 2024 to 2028, there is a steady yet minimal year-on-year increase in claims, indicating an average annual growth rate of approximately 0.25% over five years.

Future trends worth monitoring include:

  • Impact of emerging automotive technologies on claim frequency and severity.
  • Potential regulatory changes affecting motor vehicle insurance policies.
  • Shift in consumer behavior towards shared mobility and its influence on TPL claims.

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