In 2023, Germany led the European lending market with a substantial lending to borrowing ratio, followed by the Netherlands and Italy. Their ratios showed no significant change from the previous year, except for the Netherlands, which saw a slight increase. Countries like Austria, Lithuania, Slovenia, and Portugal remained stable but on significantly lower levels. Malta, Latvia, and San Marino reported minimal ratios, while Slovakia and Greece faced negative figures indicating borrowing exceeded lending.
Future trends to watch include potential economic shifts affecting Germany's leading position and the ongoing recovery dynamics in Greece and Slovakia, which might alter these borrowing-lending patterns across Europe.
Top countries in National Lending on Borrowing Ratio by Country
| # | 10 Countries | Million Euros | Last Year | YoY | 5-years CAGR | |
|---|---|---|---|---|---|---|
| 1 | 1 Germany | 281,290 | 2023 | +6.63% | View data | |
| 2 | 2 Netherlands | 86,340 | 2023 | +10.46% | +0.96% | View data |
| 3 | 3 Italy | 44,970 | 2023 | +2.7% | View data | |
| 4 | 4 Austria | 6,320 | 2023 | +4.77% | View data | |
| 5 | 5 Lithuania | 4,960 | 2023 | +3.54% | View data | |
| 6 | 6 Slovenia | 3,980 | 2023 | +4.42% | View data | |
| 7 | 7 Portugal | 3,490 | 2023 | +47.17% | View data | |
| 8 | 8 Malta | 1,750 | 2023 | +29.49% | View data | |
| 9 | 9 Latvia | 1,200 | 2023 | -4.47% | View data | |
| 10 | 10 San Marino | 315.24 | 2023 | +12.5% | View data |
