The private property insurance claims in Germany have seen fluctuating trends from 2013 to 2023. In 2013, claims were at 3.88 million units, peaking at 6.31 million in 2014, then progressively decreasing to 3.25 million units by 2023. The trend, expressed as year-on-year variation, shows initial volatility, a substantial decrease post-2015, and a steadier decline onwards. The 5-year CAGR up to 2023 is approximately -1.56%, indicating a consistent downward trend.

Future trends to watch for include:

A continued decline forecasted by a -1.36% CAGR leading to 2.98 million units by 2028.
Potential impacts from climate-related events and shifts in policy might alter this steady decline.
Emerging technologies and digital tools could redefine claim processes and cost structures.