The number of cards with a cash function per inhabitant in Japan was 2.5 in 2023. From 2024 onwards, a declining trend is noticeable, with a slight year-on-year decrease from 2.44 in 2024 to 2.3 in 2028. This represents an average annual decline of 1.15% over the five-year forecast period.

Future trends to watch for include:

Further shifts towards cashless payment solutions driven by technological advancements and consumer preferences.
The impact of regulatory changes on card usage and availability.
Potential disruptions in consumer behavior due to economic fluctuations.