As of 2023, the household indebtedness ratio in Chile stood at 77.82%. In 2024, the ratio is projected to increase to 79.06%, marking a 1.6% year-on-year increase. The upward trend continues with the indebtedness ratio expected to reach 80.33% in 2025 (1.6% YoY growth), 81.59% in 2026 (1.6% YoY growth), 82.85% in 2027 (1.6% YoY growth), and 84.1% in 2028, culminating in a 1.5% rise from the previous year.

The compound annual growth rate (CAGR) over the five-year period from 2023 to 2028 stands at approximately 1.5% per year.

Future Trends to Watch for:

The impact of economic policies on household borrowing and spending behavior.
The potential influence of global economic conditions on domestic debt levels.
Changes in interest rates that could affect household repayment capacities and overall debt sustainability.