Forecast: Number of Cards with a Credit Function per Inhabitant in Switzerland

The forecast for the number of credit cards per inhabitant in Switzerland shows a steady increase from 2024 to 2028, starting at 0.88 cards per inhabitant in 2024 and reaching 0.93 by 2028. In 2023, the value stood at 0.87.

Year-on-year variations indicate a gradual increase as follows:

  • 2024 to 2025: 1.14%
  • 2025 to 2026: 2.25%
  • 2026 to 2027: 1.10%
  • 2027 to 2028: 1.09%

The compound annual growth rate (CAGR) over this five-year period is approximately 1.39% per year.

Future trends to watch for include the impact of digital payment alternatives, regulatory changes, and consumer credit behavior, which may influence the demand for physical credit cards. Additionally, technological advancements in payment solutions and increased adoption of mobile wallets could further shape the growth trajectory of credit cards per inhabitant.

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