European Healthcare Expenditure on Providers of Ambulatory Health Care by Voluntary Health Insurance Schemes by Country

In 2023, France led European healthcare expenditure on ambulatory health care through voluntary health insurance schemes at €5.13 billion, followed closely by the Netherlands and Germany with €3.56 billion and €2.92 billion respectively. Germany reported the highest year-on-year increase at 7.46%, while Ireland and Latvia also saw significant rises at 9.48% and 47.72%. Bulgaria, Romania, and Malta experienced double-digit growth, suggesting a robust trend. On the other end, Greece had a slight decrease of 0.44%.

Future trends to watch include increasing investments in digital health, shifting demographic needs, and policy adaptations that may drive expenditure growth, particularly in Eastern European countries where growth rates remain strong. Monitoring technology integration in ambulatory services will be essential.