The number of e-money payments per inhabitant in the United States has shown a consistent increase from 2024 to 2028. The data indicates that there were 21.43 payments per person in 2024, rising to 23.84 by 2028. This reflects a steady year-on-year growth: 2.89% from 2024 to 2025, 2.77% from 2025 to 2026, 2.65% from 2026 to 2027, and 2.50% from 2027 to 2028. The average annual growth rate (CAGR) over this period is 2.70%.
Looking forward, several trends warrant attention: the increasing adoption of mobile and contactless payments, the rise of digital wallets, regulatory changes promoting digital financial inclusion, and advancements in e-money security technologies. Monitoring these factors will be key to understanding future dynamics in e-money payment growth.
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