The forecast for the value per inhabitant of card payments in Germany, from 2024 to 2028, shows a steady annual increase. In 2023, the value was approximately $3.93 thousand. The forecasts suggest a gradual rise, with an estimated compound annual growth rate (CAGR) of around 1.3% over the five-year period. Year-on-year growth is modest, consistent with an upward trend reflecting increasing consumer reliance on card payments.

Future trends to watch for in Germany include:

Adoption rates of digital payment technologies influencing transaction value.
The impact of regulatory changes on consumer protection and transaction costs.
Economic conditions and shifts in consumer spending habits affecting card payment volumes.