European Healthcare Expenditure on Home Based Long Term Care (Health) by Compulsory Contributory Health Insurance Schemes and Compulsory Medical Saving Accounts (CMSA) by Country

In 2023, Norway led European healthcare expenditure on home-based long-term care through compulsory contributory schemes at 26.67% of total health expenditure, showing substantial growth. Germany, Luxembourg, and the Netherlands followed, with Germany registering a minor growth rate. Meanwhile, decline patterns were observed in countries like the Netherlands, France, and Romania. Estonia and Lithuania experienced robust expansions, highlighting a significant uptick in spending. Most countries recorded modest variations, indicating a mix of stability and minor fluctuations across the region.

Future trends to watch include growth in digital health technologies, increasing focus on sustainability, and the potential expansion of CMSAs to adapt to aging populations. Enhanced policy frameworks and the integration of home care with healthcare systems may drive efficiencies and support growing demand. Monitoring changes in insurance and saving schemes will be critical to understanding shifts in expenditure allocations.