The number of cards with a debit function per inhabitant in France shows a declining trend from 2024 onward. Starting at 0.64 cards per inhabitant in 2024, the forecast suggests a decrease to 0.55 by 2028. This indicates a Continued reduction in the per capita debit card holding, with a consistent yearly decline of about 3 to 5%.

Future trends to watch for:

Growth of digital payment solutions possibly influencing declining physical debit card usage.
Potential impact of emerging technologies and evolving consumer preferences on financial card markets.
Possible regulatory and economic changes affecting banking behaviors in France.