Forecast: New Business Lending for SMEs in the Netherlands

The new business lending for SMEs in the Netherlands has shown significant fluctuations from 2013 to 2023, with notable variations on a year-on-year basis. After peaking in 2017, the value decreased before experiencing cyclical changes, including a notable dip in 2021 and subsequent recovery in 2022. As of 2023, the new business lending stands at €18.56 billion, with a slight increase of 0.27% from the previous year. The compound annual growth rate (CAGR) over the last five years is minimal at 0.38%, indicating generally stable, yet modest growth.

Future trends to watch for include:

• Steady growth with a forecasted CAGR of 0.1% over the next five years.
• Incremental annual growth approaching €18.69 billion by 2028.
• Potential impact of economic policies and market conditions impacting SME lending flexibility.