Based on the provided data, the forecasted total non-performing loans (NPLs) in France are expected to decline steadily from 2024 to 2028. In 2023, the value stood at 2.55. The year-on-year variations reflect a consistent decrease: 2.82% in 2024, 2.82% in 2025, 2.74% in 2026, 2.56% in 2027, and 3.07% in 2028. Over the forecasted period, the compound annual growth rate (CAGR) will lead to an average annual decline of 2.80%.
Future trends to watch for include:
- Increasing regulatory measures to prevent loan defaults.
- Economic stability and its impact on borrowing capacity.
- Innovations in risk assessment and management by financial institutions.
- Potential external economic shocks impacting the forecast.