Forecast: Out-of-Pocket Health Expenditure in the US

The forecasted out-of-pocket health expenditure in the US shows a gradual decline from 2024 to 2028, moving from 9.58% to 9%. This indicates a steady decrease in the share of healthcare costs paid directly by individuals. The year-on-year change from 2024 to 2025 is a decrease of 1.57%, from 2025 to 2026 is 1.59%, from 2026 to 2027 is 1.51%, and from 2027 to 2028 is 1.54%. The compound annual growth rate (CAGR) over this period is approximately -1.55%.

Future trends to watch for:

  • The impact of healthcare policy reforms on reducing out-of-pocket burden.
  • Advancements in medical technology that may alter traditional healthcare spending patterns.
  • Potential influence of demographic shifts, particularly aging populations, on personal healthcare expenditures.

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