European Healthcare Expenditure on Home Based Long Term Care (Health) by Household Out-of-Pocket Payment by Country

The 2023 data shows that Malta had the highest household out-of-pocket expenditure on home-based long-term care in Europe, at 4.05% of the total current health expenditure, despite a year-on-year decrease of 10.06%. Finland and Germany also had relatively high expenditures, at 2.38% and 1.38% respectively, with Germany experiencing a growth of 3.9%. Conversely, countries like the Netherlands and Denmark saw significant reductions, with changes of -12.94% and -5.13% respectively. Countries with minimal expenditures such as Croatia, Lithuania, Latvia, and Ireland demonstrated stability or slight increases.

Future trends to watch include:

• Potential policy shifts aimed at reducing out-of-pocket expenses as affordability becomes a central healthcare concern.
• Technological advancements may reduce costs and improve accessibility, leading to further changes in expenditure patterns.
• European demographic shifts, particularly an aging population, could impact demand and expenditure for home-based long-term care services.