Forecast: Total Non-Performing Loans in the Netherlands

In 2023, the total non-performing loans (NPLs) in the Netherlands stood at a certain value which serves as a baseline for analyzing future trends. Forecasted data indicates a steady decline in NPLs from 2024 to 2028, moving from 1.85 in 2024 to 1.70 by 2028. This represents a year-on-year variation of:

- 2024 to 2025: -2.16%

- 2025 to 2026: -2.21%

- 2026 to 2027: -2.26%

- 2027 to 2028: -1.73%

The compound annual growth rate (CAGR) over the last five years is indicative of an average annual decrease in NPL value.

Future trends to watch for include:

• The potential impact of macroeconomic variables such as interest rates and GDP growth on loan defaults.
• The effectiveness of policy measures implemented by financial institutions to mitigate credit risk.
• External economic factors such as global market shifts and trade policies.