Forecast: Total Non-Performing Loans Net of Provisions to Capital in Vietnam

The total Non-Performing Loans Net of Provisions to Capital in Vietnam experienced a steady decline from 2013, where it stood at 12.84 units, to 2023, where it reached 9.02 units. This descending trend signifies an improvement in managing non-performing loans over the decade. The observed year-on-year percentage change has shown a decreasing trend with the latest two years (2022 to 2023) reflecting a slight decrease of -0.88%. The five-year CAGR from 2023 to 2028 is projected at -0.79%, indicating a continued, albeit gradual, reduction in non-performing loans relative to capital.

Future trends to watch for include the impact of economic policies on the banking sector's health, potential fluctuations in the domestic and global economic environment, and changes in regulatory frameworks which may influence the non-performing loans landscape in Vietnam.