Forecasted out-of-pocket health expenditure in the US shows a gradual decline from 2024 to 2028, from 9.58% to 9% of total health expenditure. Assuming a similar percentage for 2023, the year-on-year change suggests a continuous but modest decrease, averaging around 0.14 percentage points annually. The Compound Annual Growth Rate (CAGR) over the five-year forecast period indicates a slight negative trend, reflecting decreased reliance on out-of-pocket expenses as part of total health expenditure.
Looking ahead, key trends to watch include the impact of potential healthcare policy changes, technological advancements in health, demographic shifts, and economic conditions influencing personal health financing strategies.
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