In 2023, the number of cards with an e-money function per inhabitant in Italy stood at a lower level than the forecasted 0.58 in 2024. Forecast data from 2024 to 2028 shows a consistent upward trend in the number of these cards, increasing from 0.58 to 0.65. Year-on-year growth shows slight increases of approximately 3.4% in 2025, 1.67% in 2026, 3.28% in 2027, and 3.17% in 2028. The compound annual growth rate (CAGR) over this period illustrates a steady average annual growth, reinforcing consumer acceptance and technological adoption.

Future trends to watch for include:

The impact of regulatory changes and security enhancements on e-money adoption.
Technological advances improving user interface and transaction efficiency.
Shifts in consumer behavior towards digital payments driven by convenience and digital literacy.