In 2023, the number of cards with a credit function in Italy was recorded at about 26.72 million units. The forecast data from 2024 to 2028 suggests a slight decline, with values decreasing incrementally by 0.04 million units each year, reaching 26.52 million units in 2028. This indicates a downward trend, albeit marginal, representing a consistent year-on-year decline of approximately 0.15%.

Future trends to watch for include:

Potential shifts in consumer preferences towards digital or alternative payment methods.
Regulatory impacts that might affect credit card issuance and usage.
Technological advancements influencing traditional credit card functionalities.