The number of ATMs per hundred thousand persons in Cambodia has shown consistent growth from 2013 to 2023. Starting at 8.48 units per hundred thousand persons in 2013, the figure has increased steadily to 40.47 units in 2023. The year-on-year variations have fluctuated, with significant growth periods in 2014 (28.77%) and 2021 (19.96%), and slower growth in 2016 (8.62%) and 2023 (12.76%). The compound annual growth rate (CAGR) over the last five years (2018-2023) stands at 15.78%.

Future trends to watch for include:

Potential market saturation as the growth rate is projected to slow down, evidenced by a forecast 5-year CAGR of 6.96% from 2024 to 2028.
Growth in digital and mobile banking solutions could impact the demand for physical ATMs.
Regulatory changes and financial inclusion initiatives by the government may alter the trajectory of ATM deployment.