Forecast: Number of Commercial Bank Branches in Tunisia

The number of commercial bank branches in Tunisia per hundred thousand adults has shown a steady increase from 2013 through 2023, reaching 23.14 units in 2023. The average year-on-year growth from 2013 through 2023 varied, with early years witnessing higher growth rates, peaking in 2014 at 6.24%, and a recent tapering off, averaging around 1.85% growth in 2023. Over the last five years leading up to 2023, the compound annual growth rate (CAGR) was relatively modest at 0.94%.

Future trends to watch for include:

• Sustained growth predicted with a CAGR of 1.24% over the next five years.
• By 2028, the number of branches is forecasted to reach 25.05 units per hundred thousand adults, reflecting a 6.37% growth from 2023.
• Digital transformation in banking which might affect the number of physical branches.
• Potential impact of economic policies and financial inclusivity measures on branch distribution.