The number of cards with a credit function per inhabitant in Italy is projected to decrease slightly from 0.41 in 2024 to 0.38 by 2028. In 2023, this figure was 0.42, reflecting a gradual downward trend in credit card usage per capita. The year-on-year variation indicates a consistent slight decline, with a compound annual growth rate (CAGR) of around -1.22% from 2023 to 2028.

Future Trends to Watch For:

The shift towards alternative payment methods, such as mobile payment platforms and digital wallets, which may further decrease traditional credit card use.
Economic factors like inflation and interest rates that could impact consumer credit and spending behaviors.
Technological advancements in financial services that might influence card usage and preference among the Italian population.