In 2023, the number of credit cards per inhabitant in the UK was approximately 0.92. The forecasts from 2024 to 2027 maintain this level before a slight decline to 0.91 in 2028, suggesting a stable but slightly diminishing trend. This stability carries an average compound annual growth rate (CAGR) near 0% over these years, indicating no significant growth or decline.

Future trends to watch:

Potential shifts in payment technologies or consumer preferences could impact credit card adoption.
Economic factors influencing consumer credit behavior may alter this forecast.
Regulatory changes affecting credit card offers or terms could influence the number of cards per inhabitant.