Forecast: Number of Commercial Bank Branches in France

From 2013 to 2023, the number of commercial bank branches in France saw a consistent decline. In 2023, the value stood at 32.5 establishments per hundred thousand adults. The year-on-year decrease varied, with significant drops in 2017 (-3.25%) and 2018 (-3.31%). The last two years recorded milder declines (2022: -1.32%, 2023: -1.01%), while the compound annual growth rate (CAGR) over the last 5 years was -1.35%. Looking forward, from 2024 to 2028, the forecasted decline is more moderated with an average annual decrease of -0.38%.

Future trends to watch for include the potential impact of digital banking solutions and regulatory changes that could further influence the number of physical bank branches. The slow pace of decline suggests a cautious approach by banks in maintaining brick-and-mortar establishments while balancing digital transformation.