The number of ATMs per hundred thousand persons in Tunisia has exhibited a generally upward trend from 2013 through 2023, standing at a value of 35.87 in 2023. The year-on-year variation during this period ranged from a low of 0.85% in 2021 to a high of 8.03% in 2017. Over the last two years, the growth rates were 5% in 2022 and 2.84% in 2023. The compound annual growth rate (CAGR) over the last five years has decreased progressively, reflecting moderate growth, standing at 3.15% by 2023.
Looking ahead, the forecast suggests a continued, albeit slower, increase in the number of ATMs, with a five-year CAGR of 1.8%, and an expected growth rate of 9.32% by 2028. This indicates sustained but decelerating growth in the expansion of ATMs.
Future trends to watch for include the impact of digital banking adoption and mobile payment solutions, which could reduce the need for physical ATMs, as well as economic conditions which may influence banking infrastructure investments.