The number of ATMs per hundred thousand persons in Türkiye has been experiencing a declining trend since 2020. In 2023, the value stood at 77.1 units. Looking at the year-on-year variation, 2023 saw a decrease of 1.98% from the previous year. Over the last two years, the decline averaged approximately 2.06% yearly. From 2020 to 2023, the compound annual growth rate (CAGR) has been -1.63%. Looking forward, the five-year forecast indicates a continued decline in ATM density, with an annual average decrease (CAGR) of -1.12%, resulting in a projected reduction of 5.48% by 2028.

Future trends to watch for:

Continued digitalization of banking services and the growing adoption of mobile and online banking.
Potential consolidation of ATM networks among banks to optimize and reduce operational costs.
Investment in alternative self-service technologies that could further displace traditional ATMs.